
When someone dies in Pennsylvania, the law provides specific protections for surviving spouses, minor children, and adult children to ensure families aren't left without resources during estate administration. These provisions—including family allowances, spousal elective shares, and exempt property—can provide critical support during a difficult transition.
Whether you're a surviving spouse navigating your rights, an executor ensuring family members receive proper provisions, or an adult child concerned about a parent's estate, understanding Pennsylvania's family protection laws is essential. PA Probate Help provides compassionate guidance through these sensitive family matters across Montgomery, Philadelphia, Bucks, Delaware, and Chester counties.

Family Allowance: Up to $3,500 in property
Spousal Elective Share: 1/3 of estate (if disinherited)
Minor Support: Court-ordered allowances for children
Property Exemptions: Specific items protected from creditors

Your spouse died and you're uncertain about your rights
You were disinherited or left very little in the will
You need immediate financial support during probate
You're confused about your elective share options
The estate has property but little cash
What You Need to Know:
Pennsylvania law provides strong protections for surviving spouses, even if the will leaves you nothing. You have rights to:
Elective share (typically 1/3 of estate)
Family allowance ($3,500)
Exempt property
Right to remain in family home during administration
We Help You:
Understand your complete rights under PA law
Calculate your elective share entitlement
Navigate the election process and deadlines
Coordinate with estate attorneys
Protect your financial security

Your spouse died leaving minor children
You need financial support for the children during probate
The estate is taking months/years to settle
Children have needs that can't wait for distributions
You're managing the household alone now
What You Need to Know: Pennsylvania courts can order support for minor children from estate assets during administration. This ensures children aren't left without resources while probate proceeds. Support covers:
Housing and basic needs
Education expenses
Medical costs
Other necessary support
We Help You:
Understand child support provisions
Petition court for family allowance
Document children's needs
Coordinate with estate administration
Ensure timely support

Parent died and you're trying to understand your rights
You're concerned about surviving parent's needs
Siblings are disagreeing about estate matters
You want to ensure surviving parent is protected
You're an executor balancing family needs
What You Need to Know: Pennsylvania law balances protection for surviving spouses with children's inheritance rights. Understanding these provisions helps:
Support surviving parent's needs
Plan for eventual inheritance
Make informed family decisions
Navigate sibling relationships
Fulfill executor duties properly
We Help You:
Explain how provisions affect inheritance
Navigate family dynamics sensitively
Understand executor responsibilities
Balance competing interests fairly
Maintain family harmony
The Pennsylvania family allowance (also called "family exemption") provides immediate access to estate property for surviving family members' basic needs. This is typically the first provision applied in estate administration because it addresses urgent family financial needs.
Legal Authority:
20 Pa.C.S. § 3121 (Pennsylvania Probate, Estates and Fiduciaries Code)
Definition:
The family allowance allows surviving spouse and/or minor children to claim up to $3,500 in tangible personal property from the estate, exempt from creditor claims and before any other distributions.
Amount: $3,500 maximum
Priority: Takes precedence over creditor claims
Form: Usually tangible personal property (furniture, household items, etc.)
Not counted against inheritance: Separate from what family receives under will or intestacy
Immediate availability: Can be claimed at beginning of probate

Surviving Spouse (First Priority)
If the deceased was married at death, surviving spouse has first right to claim family allowance, regardless of what will says.
Example: John dies leaving wife Susan. Even if John's will leaves everything to his children from prior marriage, Susan still entitled to $3,500 family allowance.

Minor Children (If No Spouse) If deceased left no surviving spouse (or spouse forfeits right), minor children (under 18) can claim family allowance.
Multiple minor children
share the $3,500 allowance.

Adult Children Living in Household (Limited)
If no spouse and no minor children, adult children who were living in deceased's household at time of death may be eligible, but this is uncommon and fact-specific.
Not Eligible:
Adult children living independently
Parents of deceased
Siblings
Other relatives
Friends or companions

Household furniture (beds, sofas, tables, chairs)
Household appliances (refrigerator, washer/dryer, TV, microwave)
Kitchen items (dishes, cookware, utensils)
Clothing and personal items
Family vehicles (cars, trucks - up to $3,500 value)
Tools and equipment for household use
Electronics (computers, phones, tablets)
Family photographs and personal effects
Jewelry (within the $3,500 limit)
Lawn equipment
Sporting goods and recreation items

Cash (not tangible property)
Bank accounts
Investment accounts
Real estate (not personal property)
Business interests
Debts owed to deceased
Digital assets without physical form
Family vehicle (if valued under $3,500)
Essential furniture and appliances
Personal clothing and effects
Household necessities
Step 1:
Identify Eligible Claimant
Surviving spouse has first right. If no spouse, minor children through guardian.
Step 2:
Select Property
Choose specific items of tangible personal property totaling up to $3,500 in value.
Step 3:
Notify Executor
Inform executor (or administrator) of your claim and property selected.
Step 4:
File with Court (if needed)
In some cases, formal filing with Register of Wills or Orphans' Court required, particularly if executor disputes the claim.
Step 5:
Take Possession
Once properly claimed, claimant takes possession of property. Executor cannot prevent this.
Timeline:
Family allowance claim should be made early in probate process. While there's no strict deadline in statute, delaying too long may complicate matters (especially if property already distributed or sold).

Family Allowance ($3,500):
One-time, immediate provision
Tangible personal property only
Separate from inheritance
Not counted against spousal elective share
Takes priority over creditors

Spousal Elective Share:
Surviving spouse's right to 1/3 of estate (if disinherited)
Includes all estate assets (real estate, accounts, etc.)
Must be elected within 6 months
Separate from family allowance (spouse gets BOTH if elected)

Intestate Share:
What spouse/children receive if there's no will
Varies based on who survives
Separate from family allowance

A surviving spouse can receive:
Family allowance ($3,500)
PLUS elective share (if elected) or will provision (if not elected)
PLUS exempt property (sometimes)
These are cumulative, not alternative.
No. If you're eligible (surviving spouse or minor children) and property claimed is appropriate, executor must honor it. If executor refuses, court will compel.
No. Family allowance is in addition to what you receive under the will or intestacy law. It doesn't count against your share.
You can only claim up to $3,500 worth. You'd need to select different items or accept that you're only entitled to $3,500 of the higher-value item.
No. Family allowance is specifically for tangible personal property. However, executor might agree to pay you $3,500 cash in lieu of property if estate has liquidity.
You can claim whatever exists, even if less than $3,500. You don't get to make up the difference from other estate assets.
Yes. Family allowance takes priority over creditor claims. Even if estate is insolvent (debts exceed assets), family allowance must be honored first.

We Help Families:
Understand family allowance rights under Pennsylvania law
Identify appropriate property for claim
Value property accurately for the $3,500 limit
Navigate executor relationships when claiming allowance
Connect with estate attorneys if disputes arise
Document claims properly for court if needed
Coordinate with overall estate planning
For Executors:
Ensure family allowance properly administered
Value property for allowance purposes
Document allowance in estate accounting
Balance family needs with estate obligations
Pennsylvania law prevents spouses from being disinherited. Even if a will leaves the surviving spouse nothing (or very little), Pennsylvania provides the "elective share" - a right to claim a portion of the deceased spouse's estate regardless of will provisions.

Legal Authority:
20 Pa.C.S. § 2203-2214
Definition:
The elective share is the surviving spouse's right to elect (choose) to take a statutory portion of the deceased spouse's estate instead of what the will provides.
Share Amount:
Generally one-third (1/3) of the estate that passes to others (calculated on specific property categories).
Purpose:
Protects surviving spouses from being completely disinherited and ensures they receive minimum support from their spouse's estate.

Elective Share is Relevant When:
Spouse was disinherited (will leaves nothing to surviving spouse)
Spouse left very little (will provision less than elective share would provide)
Second marriages (deceased left estate to children from first marriage)
Estranged spouses (separated but not divorced)
Recent wills (deceased changed will shortly before death reducing spouse's share)
Blended families (competing interests between spouse and deceased's children)

Will leaves spouse more than elective share (spouse accepts will provisions)
Spouse was deceased's only heir (gets everything anyway under will or intestacy)
Estate passes entirely to spouse (no need to elect)
Couples married very briefly before death (Pennsylvania has no length-of-marriage requirement though)

Eligible:
Surviving spouse married to deceased at time of death
Separated spouses (even if living apart, if not divorced)

Not Eligible:
Former spouses (divorced before death—divorce terminates marital rights)
Surviving spouse who killed deceased (Pennsylvania's "slayer statute" bars inheritance)
Spouse who abandoned deceased and failed to support (rare, requires proof)

Pennsylvania recognizes legal marriages from other states/countries
Common law marriage (if valid under old PA law before 2005 or other state)
Same-sex marriage (recognized in PA since 2014)
Basic Formula: Surviving spouse entitled to 1/3 of specific property that passes to others (not spouse).

Property Subject to Elective Share:
Property passing under the will
Property passing without a will (intestate property)
Certain lifetime transfers made by deceased
Some jointly-owned property
Some beneficiary designations

Property NOT Subject to Elective Share:
Property already owned jointly with surviving spouse with right of survivorship (passes automatically to spouse)
Life insurance, retirement accounts, POD accounts where surviving spouse is named beneficiary (already going to spouse)
Property in certain trusts (depends on trust structure)

Example Calculation:
Estate Assets:
House (joint with spouse): $300,000 - NOT subject to election (spouse already owns half)
Bank accounts (deceased's name): $100,000 - subject to election
Investment account (deceased's name): $150,000 - subject to election
Life insurance (spouse beneficiary): $200,000 - NOT subject (already spouse's)
Personal property: $50,000 - subject to election

Property Subject to Election:
$300,000 ($100k + $150k + $50k)
Spouse's Elective Share:
$100,000 (1/3 of $300,000)
If will left spouse nothing:
Spouse can elect and receive $100,000, plus still keeps joint house and life insurance.
If will left spouse $50,000:
Spouse better off electing ($100k vs $50k), so would likely elect.
If will left spouse $150,000:
Spouse better off accepting will ($150k vs $100k), so would NOT elect.
Critical: 6-Month Deadline

Pennsylvania Law (20 Pa.C.S. § 2210):
Surviving spouse must file written election with Register of Wills within 6 months of:
Letters Testamentary or Letters of Administration being granted, OR
First complete advertisement of grant of letters (whichever is later)
This Deadline is Strict: Missing 6-month deadline = permanent loss of elective share rights.

Process:
Step 1:
Consult Estate Attorney (Immediately)
Elective share law is complex. Calculations involve nuanced property characterizations. Attorney advice essential.
Step 2:
Calculate Election Value
Attorney helps determine:
What property is subject to election
Total elective share amount
What will provides
Whether election makes financial sense
Step 3:
File Written Election
If election advantageous, file formal written election with county Register of Wills (where probate pending) within 6-month deadline.
Step 4:
Estate Administration Adjusts
Once election filed:
Spouse's elective share paid before other bequests
Other beneficiaries receive reduced amounts (estate must satisfy spouse's election first)
May require property sales to generate cash for spouse's share
Step 5:
Distribution
Spouse receives elective share (typically within normal probate timeline, unless spouse needs immediate support).

Factors to Consider Before Electing
Election is a Major Decision:
Reasons TO Elect:
Will leaves spouse less than elective share
Spouse needs financial security
Estate has sufficient assets to satisfy election
Spouse contributed significantly to marriage/assets
Spouse was unfairly disinherited
Will was made under suspicious circumstances
Reasons NOT to Elect:
Will already provides more than elective share
Spouse has independent means and doesn't need estate assets
Family harmony matters more than additional money
Will was made with spouse's knowledge and agreement
Election would bankrupt estate needed by children
Spouse signed prenuptial agreement waiving rights (may be enforceable)
Family Dynamics:
Electing often creates family tension, especially in blended families. Will reduces what children receive.
Weighing Needs:
Spouse's financial security paramount
But family relationships also valuable
Attorney helps weigh these factors objectively

Real Estate Complications:
When surviving spouse elects share, estate may need to sell real estate to generate cash for spouse's payment (if estate lacks liquid assets).
Example Scenario:
Deceased owned rental property worth $300,000 (no mortgage)
Will left it to children from first marriage
Surviving spouse elects share = $100,000 (1/3 of property)
Estate must either:
Sell property and pay spouse $100,000 cash, OR
Give spouse fractional interest in property (uncommon), OR
Children buy out spouse's share

PA Probate Help's Role:
When spousal elections require property sales, we: ✓ Provide property valuations for election calculations
Coordinate property sales to satisfy election
Navigate family dynamics sensitively
Work with attorneys on timing and logistics
Ensure fair market value obtained

Yes, if done properly.
Pennsylvania allows spouses to waive elective share rights through valid prenuptial (or postnuptial) agreements.
Requirements for Valid Waiver:
Agreement in writing
Signed before marriage (prenup) or during marriage (postnup)
Fair and reasonable disclosure of assets
Opportunity for independent legal counsel
Voluntary (no coercion)
Not unconscionable at time of signing
If Valid Prenup Exists:
Surviving spouse bound by waiver and cannot elect share (unless prenup only addresses some assets).

Coercion or fraud
Inadequate disclosure of assets
Unconscionable terms
Procedural defects
Attorney Advice Critical:
If prenup exists, surviving spouse needs attorney to review whether it's enforceable and what rights remain.
Common Spousal Elective Share Questions

No. If you elect, you waive what the will provides and take the elective share instead. It's an either/or choice.

Separation doesn't matter in Pennsylvania. As long as you weren't divorced, you retain elective share rights.

Pennsylvania has no minimum length-of-marriage requirement. Even one-day marriage gives elective share rights (though very short marriages might face other challenges).

Generally no. The deadline is strict. However, if executor fraudulently concealed information or otherwise prevented timely election, court might allow late filing. This is rare and requires strong proof.

Yes. Your elective share comes from what would otherwise go to other beneficiaries. If deceased left everything to his children from prior marriage, your election reduces their inheritance.

Pennsylvania law prioritizes elective share, so you receive as much as possible from available estate assets. If estate is insolvent or barely solvent, you still have priority over most creditors.

PA Probate Help's Spousal Election Support
We Help Surviving Spouses:
Understand elective share rights under Pennsylvania law
Calculate whether election beneficial for their situation
Connect with experienced estate attorneys for election filing
Value estate property for election calculations
Navigate family dynamics during election process
Coordinate property sales if needed to satisfy election
Track 6-month deadline to prevent loss of rights
We Help Executors:
Inform surviving spouse of elective share rights
Provide property valuations for election calculations
Coordinate estate administration when election filed
Manage property sales required by election
Balance competing family interests
Critical Service:
We've seen surviving spouses lose hundreds of thousands in elective share rights by missing the 6-month deadline. Early consultation prevents this.
When a parent dies leaving minor children (under 18), Pennsylvania law ensures children receive support during estate administration, even if it takes years. Courts have broad authority to order estates to provide for children's needs.
Minor Children's Rights in Pennsylvania Estates

1. Family Allowance
Minor children (if no surviving spouse, or shared with spouse) entitled to claim up to $3,500 family allowance (discussed above).

2. Court-Ordered Support Pennsylvania Orphans' Court can order estates to provide ongoing support for minor children during estate administration.
Authority: 20 Pa.C.S. § 3121, 3124

3. Guardian's Role Surviving parent (or appointed guardian) acts on children's behalf to:
Claim family allowance
Petition for support
Manage children's interests in estate

4. Trust or Guardianship for Inheritances If minor children inherit substantial amounts:
Court may require trust or guardianship for funds
Prevents children from receiving lump sums at 18
Protects assets until maturity
When Children Need Estate Support

Scenario 1:
Surviving Parent Needs Help
One parent dies
Surviving parent primary caregiver
Estate administration taking 12-18 months
Family needs financial support during probate
Children's needs can't wait for final distribution
Solution:
Surviving parent petitions Orphans' Court for family allowance or ongoing support from estate during administration.

Scenario 2:
Both Parents Deceased
Minor children orphaned
Guardian appointed (often relative)
Guardian managing household for children
Estate must support children pending distribution
Children inherit eventually but need support now
Solution:
Guardian petitions court for support order requiring estate to provide for children's basic needs, education, medical care.

Scenario 3:
Blended Family Complications
Deceased parent has children from prior relationship
New spouse is surviving spouse (stepparent to children)
Children's inheritance may be delayed
Children need support but stepparent relationship may be strained
Solution:
Children's biological parent/guardian or court-appointed representative ensures children's rights protected, including support during administration.

Scenario 4:
Minor Children Inherit Property
Will or intestacy law leaves real estate or substantial assets to minor children
Children can't legally own property themselves
Property needs management during children's minority
Income from property should support children
Solution:
Court establishes trust or guardianship of estate, appoints trustee/guardian to manage property for children's benefit until they reach majority.
How to Obtain Support for Minor Children

Step 1:
Identify Guardian
Surviving parent (natural guardian)
Appointed guardian (if both parents deceased or surviving parent unfit)
Guardian of the person (manages child's care) may differ from guardian of estate (manages child's property)

Step 2:
Assess Children's Needs Document:
Housing costs
Food and clothing
Education expenses
Medical and dental care
Childcare costs
Extracurricular activities
Other reasonable needs

Step 3:
Evaluate Estate Resources
Total estate value
Liquid assets available
Income-producing property
Timeline for final distribution
Other beneficiaries' interests

Step 4:
Petition Court (If Needed)
If executor doesn't voluntarily provide support, guardian files petition with Orphans' Court requesting:
Specific support amount
Duration of support (until estate settled)
Payment schedule
Emergency provisions if needed

Step 5:
Court Order
Orphans' Court issues order requiring estate to pay children's support from estate funds.

Step 6:
Ongoing Administration
Estate pays court-ordered support regularly
Guardian provides accounting of funds used for children
Continues until estate distributed or children reach majority
Children's Inheritance Protection
Pennsylvania Guardianship Requirements:

For Small Inheritances ($10,000-$25,000):
May not require formal court supervision
Surviving parent can manage for children informally
Some institutions require guardianship anyway

For Substantial Inheritances ($25,000+):
Court typically requires guardianship of estate
Guardian of estate appointed to manage children's inheritance
Guardian posts bond
Regular accountings to court required
Guardian needs court approval for major decisions

For Very Large Inheritances ($100,000+):
Trust structure often recommended
Trustee manages assets for children's benefit
Distribution schedule (often staggered: 1/3 at 21, 1/3 at 25, 1/3 at 30, or similar)
Professional trustees sometimes appointed
Balancing Children's Needs and Estate Preservation
Executors Face Competing Interests:

Children's Need for Support:
Immediate needs can't wait for probate completion
Education expenses continue
Medical needs arise
Housing and basic needs ongoing

Estate Preservation Obligation:
Must preserve estate for all beneficiaries
Can't distribute everything to children immediately
Must pay debts and taxes
Must follow will or intestacy law

Pennsylvania Courts' Approach:
Children's basic needs take priority
Court orders reasonable support, not unlimited
Must balance preservation with support
Considers all circumstances
Education Expenses and Estate Responsibility
Court can order estates to continue supporting children's education,
consistent with deceased parent's past practice and estate resources.

Factors Courts Consider:
Deceased parent's educational plans for children
Children's educational path underway
Private school tuition deceased was paying
College expenses deceased likely would have funded
Estate's ability to pay without depleting inheritance
Children's reasonable expectations

Examples:
Private School:
If deceased was paying private school tuition, court likely orders estate to continue paying through child's graduation, rather than forcing move to public school during probate.
College: If deceased was planning and saving for child's college education, estate may be ordered to provide college support, especially if child is near college age.
Limits:
Must be reasonable given estate size
Can't bankrupt estate for education
Other beneficiaries' interests considered
Education Expenses and Estate Responsibility
Court can order estates to continue supporting children's education,
consistent with deceased parent's past practice and estate resources.

PA Probate Help's Support for Families with Minor Children
We Help Surviving Parents and Guardians:
Understand children's rights to estate support
Document children's needs for court petitions
Connect with family law attorneys who handle guardianship
Navigate estate administration while protecting children
Coordinate with executors for voluntary support
Ensure timely support during probate process
We Help Executors:
Understand obligations to minor beneficiaries
Balance support with estate preservation
Coordinate court-ordered support payments
Manage property for children's benefit
Establish appropriate trusts or guardianships
Property Implications:
When estate includes real property and minor children need support, we help:
Evaluate whether property should be sold or held
Manage rental property for children's benefit
Time sales to provide maximum support
Ensure children's inheritance protected
When someone dies without a valid will (intestate), Pennsylvania law determines who inherits.
Understanding intestacy law helps families know their rights and expectations when there's no will.
Pennsylvania Intestate Succession (20 Pa.C.S. § 2101-2114)
How Property Passes When There's No Will:

"By branch" - if a child predeceases but leaves children, the grandchildren inherit their parent's share.

Grandchildren "represent" their deceased parent and inherit what parent would have inherited.

Pennsylvania treats half-siblings (same father or same mother, but not both) the same as full siblings for inheritance purposes.

Legally adopted children treated identically to biological children for inheritance purposes.

Generally do NOT inherit under intestacy law unless legally adopted by the deceased.
Process When There's No Will:
Month 1:
Determine no valid will exists (thorough search required)
File for Letters of Administration (not Testamentary)
Administrator appointed (typically closest relative)
Months 2-6:
Asset inventory
Debt identification
Notice to potential heirs
Determination of intestate heirs under PA law
Months 6-18:
Estate administration (same process as with will)
Payment of debts and taxes
Distribution according to intestacy law
Total Time:
Similar to estates with wills (9-18 months typically)

Intestacy and Surviving Spouse Protection
Spousal Elective Share NOT Needed:
When there's no will, surviving spouse already protected by intestacy law:
Minimum $30,000 plus half of remaining estate (if children)
Entire estate (if no children or parents)
Plus family allowance ($3,500)
Spouse is always protected
elective share only relevant when will disinherits or under-provides for spouse.

Property Distribution Under Intestacy
Real Estate Complications:
When intestacy law divides estate among multiple heirs (spouse + children, or multiple children), real property creates challenges:
Property passes to multiple owners as tenants-in-common
Each owns fractional interest
Creates co-ownership situations often undesired
Problem:
Property passes to multiple owners as tenants-in-common
Each owns fractional interest
Creates co-ownership situations often undesired
Example:
Parent dies intestate. Survived by spouse and 3 adult children. House worth $300,000.
Under intestacy: Spouse owns 1/2 ($150k share), each child owns 1/6 ($50k share)
All 4 now co-own house
Spouse lives there, but children own portions
Selling, refinancing, or making decisions requires all 4 to agree
Solutions:
Sell property, divide proceeds
according to interests (cleanest solution)
Spouse buys out children's interests
(if spouse can afford and wants to keep house)
Partition action
court-ordered sale if co-owners can't agree
Children gift/disclaim interests to spouse
(requires all children to agree)

PA Probate Help's Role:
We help families navigate these property co-ownership situations:
Provide property valuations for buyouts
Facilitate family discussions about property
Coordinate property sales when needed
Structure buyout transactions fairly
Manage partition sales if necessary
Why People Should Create Wills:
Control:
Decide who gets what (rather than state law deciding)
Can disinherit people if desired
Can leave specific items to specific people
Can create trusts for minor children
Simplicity:
Clear instructions reduce family conflicts
Executor named (rather than court-appointed administrator)
Can waive bond requirements (saves money)
Can grant executor broad powers
Protection:
Can provide more for spouse than intestacy law
Can protect children with special needs
Can minimize taxes
Can address blended family situations
Speed:
Clear will often results in faster probate
Less investigation needed to determine heirs
Fewer court proceedings required

PA Probate Help's Perspective:
While we don't prepare wills, we've seen countless estates where having a will would have:
Prevented family conflicts
Saved months of time
Reduced legal costs
Preserved family harmony
Provided clearer direction
Beyond family allowance and elective share, Pennsylvania provides other protections:
Exemptions from Creditor Claims
Certain Property Protected:
Family Allowance ($3,500) Already discussed - this takes priority over creditor claims.
Reasonable Funeral Expenses Funeral and burial costs paid before general creditors (up to reasonable amount, typically $10,000-15,000).
Administration Expenses Attorney fees, executor compensation, court costs paid before creditors.
Family Support Orders
Court-ordered support for spouse and minor children takes priority over creditor claims.
Federal Debts
Some federal obligations (taxes, student loans) may have priority, but family provisions still protected.
Importance:
Even if estate is insolvent (debts exceed assets), family provisions generally still honored. Creditors paid from remaining assets after family protected.
Right to Remain in Family Home
Surviving Spouse's Occupancy Rights:
During Estate Administration: Pennsylvania law generally allows surviving spouse to remain living in family home during probate, even if:
House is titled in deceased's name only
Will leaves house to someone else
Estate needs to sell house eventually
Practical Effect:
Executor usually cannot evict surviving spouse during probate
Spouse can continue living there during 6-month elective share period
Provides stability during difficult transition
Limits:
Spouse must pay utilities, maintenance
Can't prevent necessary sales if estate insolvent
Other beneficiaries may negotiate buyout
Right is temporary (during administration), not permanent
Property Sale Implications:
If house must be sold:
Spouse given reasonable time to vacate
Often 30-90 days after sale notice
Coordinate with spouse's elective share rights
Can delay sale until spouse secures alternative housing
Support Pending Distribution
For Families with Limited Resources:
Court's Authority:
Pennsylvania Orphans' Courts have broad equitable power to order estates to provide temporary support to family members pending final distribution.
When Used:
Long probate process (will contests, complex estates)
Family has immediate needs
Estate has resources but tied up in property
Can't wait 18-24 months for final distribution
Types of Support:
Monthly living allowances
Housing payments (mortgage, rent)
Medical expenses
Education costs
Emergency needs
Process:
Family member (or guardian)
petitions court showing:
Relationship to deceased
Financial need
Estate's ability to provide support
Reasonableness of requested amount
Court Considers:
Deceased's support obligations during life
Family's standard of living
Estate resources
Other beneficiaries' interests
Life Insurance and Beneficiary Designations
Assets That Bypass Probate:
NOT Part of Estate (Usually):
Life insurance with named beneficiary
Retirement accounts (IRA, 401k) with beneficiary
Bank accounts POD (payable on death)
Investment accounts TOD (transfer on death)
Jointly-owned property with right of survivorship
These Pass Directly to Beneficiaries:
Outside probate process
Not subject to creditor claims (generally)
Not included in elective share calculations (if spouse already named)
Immediate access (usually)
Protection for Families:
Proper beneficiary designations provide immediate resources to family members without waiting for probate.
Common Mistakes:
Never naming beneficiaries (assets become probate assets)
Outdated beneficiaries (ex-spouse still listed)
Minor children named without trust
No contingent beneficiaries named
PA Probate Help Guidance:
While we don't handle beneficiary designations, we help families understand how these assets interact with estate provisions and what they mean for overall family financial picture.
Social Security and Government Benefits
Survivor Benefits Available:
Social Security Survivor Benefits:
Surviving spouse (age 60+, or 50+ if disabled)
Surviving spouse caring for child under 16
Minor children (under 18, or 19 if in high school)
Dependent parents (in some cases)
Application Process:
Contact Social Security Administration
Provide death certificate
Apply for benefits
Receive monthly payments
Not Part of Estate:
Social Security benefits pass directly to eligible survivors, not through probate.
Veteran's Benefits:
VA survivor benefits
Dependency and Indemnity Compensation (DIC)
Educational benefits for children
Burial benefits
These Supplement Estate Resources:
Government benefits provide additional support beyond estate provisions.

PA Probate Help's Family Support Services
We Help Families Understand Complete Financial Picture:
Estate assets and provisions
Family allowance and elective share rights
Property that bypasses probate
Government benefits available
Timeline for receiving estate assets
Options if family needs immediate support
We Coordinate Complex Situations:
Property sales to provide liquidity for family support
Rental property management for family income
Transition planning for surviving spouses
Family discussions about property distribution
No, not completely. Pennsylvania's elective share law prevents total disinheritance of surviving spouses. Even if your spouse's will leaves you nothing, you have the right to elect against the will and receive approximately one-third (1/3) of the estate. You must file this election within 6 months of probate beginning. Additionally, you're entitled to the family allowance ($3,500 in property) regardless of what the will says. This applies even if you were separated at death (as long as not divorced). However, valid prenuptial agreements can waive these rights if properly executed. If your spouse's will leaves you nothing or very little, immediately consult a Pennsylvania estate attorney to understand your elective share rights and the 6-month deadline.
PA Probate Help can connect you with experienced attorneys and help calculate whether electing makes financial sense in your situation.
If both parents die, Pennsylvania law provides several protections for minor children.
Guardian appointment: The court appoints a guardian of the person (manages child's care/upbringing) and possibly a separate guardian of the estate (manages child's inheritance). This is often a relative named in parents' wills, or court selects appropriate guardian if no will.
Financial support: Children entitled to family allowance ($3,500) and court can order ongoing support from estate during administration.
Inheritance protection: If children inherit substantial amounts, court requires guardianship of estate or trust to protect assets until children reach maturity (typically 18, or older if trust specified).
Distribution: Usually held in trust until child reaches specific ages (often staggered distributions at 21, 25, 30).
Property management: If children inherit real estate, trustee/guardian manages it for children's benefit. Pennsylvania Orphans' Courts take children's welfare seriously and actively oversee guardianships.
PA Probate Help assists guardians in managing estate property for children's benefit, ensuring properties are maintained, sold at appropriate times, and proceeds protected for children.
Pennsylvania statute doesn't specify an absolute deadline for claiming the family allowance, but practical considerations require early action.
Best practice: Claim the family allowance within the first 2-3 months of estate administration. The earlier you claim, the easier the process.
Why timing matters: If you wait too long, property may be sold or distributed to others, complications arise if estate is insolvent, executor may have relied on your non-claim when planning distributions, and court may question delayed claims.
Process: Notify executor of your claim, select specific property worth up to $3,500, and take possession. If executor disputes, file formal claim with Register of Wills or Orphans' Court.
As surviving spouse or parent of minor children, you have priority for this allowance even over creditors. Don't assume you're not entitled—claim it early.
PA Probate Help helps families understand family allowance rights and guides the claiming process, including property valuation and executor coordination.
This is a common scenario in blended families, and Pennsylvania law protects you through the spousal elective share.
Your rights: You can elect against the will to receive approximately one-third of the estate regardless of what the will says, plus the $3,500 family allowance.
Timeline: Critical 6-month deadline to file election with Register of Wills. Missing this deadline permanently forfeits your rights.
Factors to consider: Your financial need vs. independent means, your contribution to the marriage/assets, relationship with stepchildren and desire to preserve family harmony, estate's total value and your elective share amount.
Process: Immediately consult Pennsylvania estate attorney who can calculate your exact elective share, file timely election if beneficial, negotiate with executor/stepchildren if possible.
Property implications: Election may require selling estate property to generate cash for your share.
PA Probate Help's role: We help calculate property values for election decisions, coordinate property sales if needed to satisfy your election, navigate sensitive family dynamics, and connect you with experienced estate attorneys. Many surviving spouses don't know about elective share rights and miss the deadline—don't let this happen to you.
Generally yes, Pennsylvania law and practice typically allow surviving spouses to remain living in the marital home during estate administration, even if the house is titled in deceased spouse's name only.
Your rights during probate: Continue occupancy during the 6-month elective share election period, remain in home during reasonable estate administration (typically 12-18 months), and cannot be immediately evicted by executor or other beneficiaries.
Your responsibilities: Pay utilities and basic maintenance, keep property insured, don't damage or waste property, allow reasonable showings if sale necessary.
Long-term considerations: If house left to you in will, you can stay permanently. If left to others or you elect share, eventual distribution may require you to vacate, purchase others' interests, or receive the house as part of your elective share. If estate insolvent and house must be sold for debts, you'll eventually need to leave but given reasonable time.
Property sale timing: Executor should coordinate with you before listing property, giving you time to secure alternative housing.
PA Probate Help assistance: We help navigate occupancy issues sensitively, coordinate sale timing with your housing needs, facilitate buyout arrangements if you want to keep house, and ensure your rights protected during property transitions.
Pennsylvania distinguishes between guardians and trustees, each with different roles for minor children.
Guardian of the Person: Appointed by court, has custody of child, makes day-to-day decisions (school, medical, living arrangements), responsible for child's care and upbringing, role ends when child reaches 18.
Guardian of the Estate: Appointed by court, manages child's financial assets and property, makes financial decisions for child's benefit, files accountings with court, posts bond, role ends when child reaches 18 (or later if extended).
Trustee: Named in will or trust document, manages assets in trust for child's benefit, distributions according to trust terms (often staggered), broader discretion than guardian, often continues past age 18 (until 21, 25, 30, or even longer), doesn't require court approval for routine decisions.
Can be same person: One person can serve in multiple roles.
Property management: For substantial inherited property, trustee arrangement often better than guardianship—more flexibility, less court oversight, protection past age 18, more sophisticated management.
PA Probate Help's role: We assist guardians and trustees in managing inherited real estate for children, including property sales, rental management, maintenance coordination, ensuring properties benefit children as intended. We help navigate which structure makes sense for different property types and values.
Prenuptial agreements can waive spousal elective share and other estate rights, but enforceability depends on whether the agreement was validly executed.
Pennsylvania requirements for enforceable prenup: Written agreement signed before marriage, fair and reasonable disclosure of assets at signing, opportunity for independent legal counsel, voluntary (no coercion or fraud), not unconscionable at time of signing.
What can be waived: Elective share rights, intestate succession rights, right to serve as executor/administrator, claims to specific property.
What cannot be waived: Right to claim family allowance ($3,500) sometimes still available, rights accruing after marriage in some cases, child support obligations.
Challenging the prenup: If prenup wasn't properly executed, you may challenge its validity claiming inadequate disclosure, coercion or duress, unconscionability, fraud or misrepresentation, procedural defects.
Your action: Immediately consult estate attorney to review the prenup's validity and your remaining rights. Even with prenup, you may have some claims.
Timing critical: Still subject to 6-month election deadline even when challenging prenup.
PA Probate Help's role: We cannot advise on prenup validity (attorney's job) but can provide property valuations and estate information needed for your attorney's analysis, connect you with estate attorneys experienced in prenup challenges. Don't assume prenup is valid without attorney review—many have defects making them unenforceable or partially unenforceable.
This requires detailed financial analysis comparing what you'd receive under each scenario.
Accept the will if: Will leaves you more than your elective share would provide, will includes specific property you want (house, family business, sentimental items), relationship with other beneficiaries (often children) matters more than additional money, deceased made will with your knowledge and agreement, you have sufficient independent means and don't need maximum estate amount.
Elect against will if: Will leaves you significantly less than 1/3 elective share, you need the additional money for financial security, you feel you were unfairly treated, will was made without your knowledge or under suspicious circumstances, prenup is invalid or didn't cover estate rights.
Calculation required: Attorney must determine exactly what property is subject to election, calculate your precise elective share amount, compare to what will provides, consider tax implications of each option, factor in family allowance (you get this either way), analyze whether estate has liquidity to pay election.
Example: Will leaves you $50,000. Elective share calculation shows you're entitled to $150,000. Clear benefit to electing = $100,000 additional.
PA Probate Help's analysis: We provide detailed property valuations needed for accurate calculations, connect you with estate attorneys who can run precise numbers, help you understand property implications (sales, liquidity, timing). This is too important a decision to make without professional analysis—the 6-month deadline makes mistakes permanent.
