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Pennsylvania Estate & Family Law Guidance | Protecting Surviving Family Members

Protecting Children & Surviving Spouses

in Pennsylvania Estates

Understanding Family Rights, Allowances & Protections During Estate Administration

When someone dies in Pennsylvania, the law provides specific protections for surviving spouses, minor children, and adult children to ensure families aren't left without resources during estate administration. These provisions—including family allowances, spousal elective shares, and exempt property—can provide critical support during a difficult transition.

Whether you're a surviving spouse navigating your rights, an executor ensuring family members receive proper provisions, or an adult child concerned about a parent's estate, understanding Pennsylvania's family protection laws is essential. PA Probate Help provides compassionate guidance through these sensitive family matters across Montgomery, Philadelphia, Bucks, Delaware, and Chester counties.

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Key Family Protections:

  • Family Allowance: Up to $3,500 in property

  • Spousal Elective Share: 1/3 of estate (if disinherited)

  • Minor Support: Court-ordered allowances for children

  • Property Exemptions: Specific items protected from creditors

Who Needs to Understand Pennsylvania Survivor Provisions?

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Surviving Spouses

Your Situation

  • Your spouse died and you're uncertain about your rights

  • You were disinherited or left very little in the will

  • You need immediate financial support during probate

  • You're confused about your elective share options

  • The estate has property but little cash

What You Need to Know:

Pennsylvania law provides strong protections for surviving spouses, even if the will leaves you nothing. You have rights to:

  • Elective share (typically 1/3 of estate)

  • Family allowance ($3,500)

  • Exempt property

  • Right to remain in family home during administration

We Help You:

  • Understand your complete rights under PA law

  • Calculate your elective share entitlement

  • Navigate the election process and deadlines

  • Coordinate with estate attorneys

  • Protect your financial security

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Parents of Minor Children

Your Situation

  • Your spouse died leaving minor children

  • You need financial support for the children during probate

  • The estate is taking months/years to settle

  • Children have needs that can't wait for distributions

  • You're managing the household alone now

What You Need to Know: Pennsylvania courts can order support for minor children from estate assets during administration. This ensures children aren't left without resources while probate proceeds. Support covers:

  • Housing and basic needs

  • Education expenses

  • Medical costs

  • Other necessary support

We Help You:

  • Understand child support provisions

  • Petition court for family allowance

  • Document children's needs

  • Coordinate with estate administration

  • Ensure timely support

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Adult Children & Heirs

Your Situation

  • Parent died and you're trying to understand your rights

  • You're concerned about surviving parent's needs

  • Siblings are disagreeing about estate matters

  • You want to ensure surviving parent is protected

  • You're an executor balancing family needs

What You Need to Know: Pennsylvania law balances protection for surviving spouses with children's inheritance rights. Understanding these provisions helps:

  • Support surviving parent's needs

  • Plan for eventual inheritance

  • Make informed family decisions

  • Navigate sibling relationships

  • Fulfill executor duties properly

We Help You:

  • Explain how provisions affect inheritance

  • Navigate family dynamics sensitively

  • Understand executor responsibilities

  • Balance competing interests fairly

  • Maintain family harmony

Pennsylvania Family Allowance: Immediate Estate Support

The Pennsylvania family allowance (also called "family exemption") provides immediate access to estate property for surviving family members' basic needs. This is typically the first provision applied in estate administration because it addresses urgent family financial needs.

What Is the Pennsylvania Family Allowance?

Legal Authority:

20 Pa.C.S. § 3121 (Pennsylvania Probate, Estates and Fiduciaries Code)

Definition:

The family allowance allows surviving spouse and/or minor children to claim up to $3,500 in tangible personal property from the estate, exempt from creditor claims and before any other distributions.

Key Points:

  • Amount: $3,500 maximum

  • Priority: Takes precedence over creditor claims

  • Form: Usually tangible personal property (furniture, household items, etc.)

  • Not counted against inheritance: Separate from what family receives under will or intestacy

  • Immediate availability: Can be claimed at beginning of probate

Who Can Claim the Family Allowance?

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Surviving Spouse (First Priority)

If the deceased was married at death, surviving spouse has first right to claim family allowance, regardless of what will says.

Example: John dies leaving wife Susan. Even if John's will leaves everything to his children from prior marriage, Susan still entitled to $3,500 family allowance.

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Minor Children (If No Spouse) If deceased left no surviving spouse (or spouse forfeits right), minor children (under 18) can claim family allowance.

Multiple minor children

share the $3,500 allowance.

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Adult Children Living in Household (Limited)

If no spouse and no minor children, adult children who were living in deceased's household at time of death may be eligible, but this is uncommon and fact-specific.

Not Eligible:

  • Adult children living independently

  • Parents of deceased

  • Siblings

  • Other relatives

  • Friends or companions

What Property Qualifies for Family Allowance?

Navy-blue executor workspace with symbolic household personal property items such as clothing, car keys, tools, electronics, and kitchenware representing family allowance eligibility under Certified Probate Real Estate Specialists.

Tangible Personal Property" Includes:

  • Household furniture (beds, sofas, tables, chairs)

  • Household appliances (refrigerator, washer/dryer, TV, microwave)

  • Kitchen items (dishes, cookware, utensils)

  • Clothing and personal items

  • Family vehicles (cars, trucks - up to $3,500 value)

  • Tools and equipment for household use

  • Electronics (computers, phones, tablets)

  • Family photographs and personal effects

  • Jewelry (within the $3,500 limit)

  • Lawn equipment

  • Sporting goods and recreation items

Flat-lay executor workspace showing excluded financial documents alongside eligible tangible items like clothing, a key fob, small appliances, and household essentials, styled for Certified Probate Real Estate Specialists.

Does NOT Include:

  • Cash (not tangible property)

  • Bank accounts

  • Investment accounts

  • Real estate (not personal property)

  • Business interests

  • Debts owed to deceased

  • Digital assets without physical form

Practical Application:

Surviving spouse typically selects items totaling $3,500 in value that they need for daily living. Common selections:

  • Family vehicle (if valued under $3,500)

  • Essential furniture and appliances

  • Personal clothing and effects

  • Household necessities

What Property Qualifies for Family Allowance?

Step 1:

Identify Eligible Claimant

Surviving spouse has first right. If no spouse, minor children through guardian.

Step 2:

Select Property

Choose specific items of tangible personal property totaling up to $3,500 in value.

Step 3:

Notify Executor

Inform executor (or administrator) of your claim and property selected.

Step 4:

File with Court (if needed)

In some cases, formal filing with Register of Wills or Orphans' Court required, particularly if executor disputes the claim.

Step 5:

Take Possession

Once properly claimed, claimant takes possession of property. Executor cannot prevent this.

Timeline:

Family allowance claim should be made early in probate process. While there's no strict deadline in statute, delaying too long may complicate matters (especially if property already distributed or sold).

Family Allowance vs. Other Rights

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Family Allowance ($3,500):

  • One-time, immediate provision

  • Tangible personal property only

  • Separate from inheritance

  • Not counted against spousal elective share

  • Takes priority over creditors

Executor workspace showing tangible property items contrasted with estate asset documents to illustrate family allowance versus spousal elective share, styled for Certified Probate Real Estate Specialists.

Spousal Elective Share:

  • Surviving spouse's right to 1/3 of estate (if disinherited)

  • Includes all estate assets (real estate, accounts, etc.)

  • Must be elected within 6 months

  • Separate from family allowance (spouse gets BOTH if elected)

Executor workspace showing tangible property items beside estate distribution documents to illustrate family allowance versus intestate share, styled for Certified Probate Real Estate Specialists.

Intestate Share:

  • What spouse/children receive if there's no will

  • Varies based on who survives

  • Separate from family allowance

Executor workspace showing tangible property items, estate documents, and personal effects to illustrate cumulative spousal rights under Pennsylvania probate, styled for Certified Probate Real Estate Specialists.

A surviving spouse can receive:

  • Family allowance ($3,500)

  • PLUS elective share (if elected) or will provision (if not elected)

  • PLUS exempt property (sometimes)

These are cumulative, not alternative.

Common Questions About Family Allowance

Can the executor refuse my family allowance claim?

No. If you're eligible (surviving spouse or minor children) and property claimed is appropriate, executor must honor it. If executor refuses, court will compel.

Does family allowance reduce my inheritance?

No. Family allowance is in addition to what you receive under the will or intestacy law. It doesn't count against your share.

What if the property I want is worth more than $3,500?

You can only claim up to $3,500 worth. You'd need to select different items or accept that you're only entitled to $3,500 of the higher-value item.

Can I claim cash instead of property?

No. Family allowance is specifically for tangible personal property. However, executor might agree to pay you $3,500 cash in lieu of property if estate has liquidity.

What if there's not $3,500 worth of tangible personal property?

You can claim whatever exists, even if less than $3,500. You don't get to make up the difference from other estate assets.

Do creditors have to wait for family allowance?

Yes. Family allowance takes priority over creditor claims. Even if estate is insolvent (debts exceed assets), family allowance must be honored first.

Common Questions About Family Allowance

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PA Probate Help's Assistance

We Help Families:

  • Understand family allowance rights under Pennsylvania law

  • Identify appropriate property for claim

  • Value property accurately for the $3,500 limit

  • Navigate executor relationships when claiming allowance

  • Connect with estate attorneys if disputes arise

  • Document claims properly for court if needed

  • Coordinate with overall estate planning

For Executors:

  • Ensure family allowance properly administered

  • Value property for allowance purposes

  • Document allowance in estate accounting

  • Balance family needs with estate obligations

Spousal Elective Share: Pennsylvania's Strong Protection for Surviving Spouses

Pennsylvania law prevents spouses from being disinherited. Even if a will leaves the surviving spouse nothing (or very little), Pennsylvania provides the "elective share" - a right to claim a portion of the deceased spouse's estate regardless of will provisions.

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What Is the Spousal Elective Share?

Legal Authority:

20 Pa.C.S. § 2203-2214

Definition:

The elective share is the surviving spouse's right to elect (choose) to take a statutory portion of the deceased spouse's estate instead of what the will provides.

Share Amount:

Generally one-third (1/3) of the estate that passes to others (calculated on specific property categories).

Purpose:

Protects surviving spouses from being completely disinherited and ensures they receive minimum support from their spouse's estate.

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When Does Elective Share Apply?

Elective Share is Relevant When:

  • Spouse was disinherited (will leaves nothing to surviving spouse)

  • Spouse left very little (will provision less than elective share would provide)

  • Second marriages (deceased left estate to children from first marriage)

  • Estranged spouses (separated but not divorced)

  • Recent wills (deceased changed will shortly before death reducing spouse's share)

  • Blended families (competing interests between spouse and deceased's children)

PA Probate Help estate desk with teal folder wedding ring house model and calculator showing elective share not needed when spouse already inherits in Pennsylvania

Elective Share NOT Needed When:

  • Will leaves spouse more than elective share (spouse accepts will provisions)

  • Spouse was deceased's only heir (gets everything anyway under will or intestacy)

  • Estate passes entirely to spouse (no need to elect)

  • Couples married very briefly before death (Pennsylvania has no length-of-marriage requirement though)

Who Can Elect the Spousal Share?

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Eligible:

  • Surviving spouse married to deceased at time of death

  • Separated spouses (even if living apart, if not divorced)

PA Probate Help image with wedding ring gavel and house model representing situations when surviving spouse is not eligible for elective share in Pennsylvania

Not Eligible:

  • Former spouses (divorced before death—divorce terminates marital rights)

  • Surviving spouse who killed deceased (Pennsylvania's "slayer statute" bars inheritance)

  • Spouse who abandoned deceased and failed to support (rare, requires proof)

PA Probate Help image with wedding rings legal folder and state outline representing legal marriage recognition for spousal elective share in Pennsylvania

Legal Marriage Required:

  • Pennsylvania recognizes legal marriages from other states/countries

  • Common law marriage (if valid under old PA law before 2005 or other state)

  • Same-sex marriage (recognized in PA since 2014)

How Much Is the Elective Share?

Basic Formula: Surviving spouse entitled to 1/3 of specific property that passes to others (not spouse).

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Property Subject to Elective Share:

  • Property passing under the will

  • Property passing without a will (intestate property)

  • Certain lifetime transfers made by deceased

  • Some jointly-owned property

  • Some beneficiary designations

PA Probate Help image showing assets not subject to elective share including joint property life insurance and retirement accounts on legal desk

Property NOT Subject to Elective Share:

  • Property already owned jointly with surviving spouse with right of survivorship (passes automatically to spouse)

  • Life insurance, retirement accounts, POD accounts where surviving spouse is named beneficiary (already going to spouse)

  • Property in certain trusts (depends on trust structure)

PA Probate Help image showing symbolic assets used to calculate one third elective share including bank funds investment accounts and personal property on legal desk

Example Calculation:

Estate Assets:

  • House (joint with spouse): $300,000 - NOT subject to election (spouse already owns half)

  • Bank accounts (deceased's name): $100,000 - subject to election

  • Investment account (deceased's name): $150,000 - subject to election

  • Life insurance (spouse beneficiary): $200,000 - NOT subject (already spouse's)

  • Personal property: $50,000 - subject to election

PA Probate Help image showing balance scale and estate asset documents symbolizing calculation of one third spousal elective share for Pennsylvania estates

Property Subject to Election:

$300,000 ($100k + $150k + $50k)

Spouse's Elective Share:

$100,000 (1/3 of $300,000)

If will left spouse nothing:

Spouse can elect and receive $100,000, plus still keeps joint house and life insurance.

If will left spouse $50,000:

Spouse better off electing ($100k vs $50k), so would likely elect.

If will left spouse $150,000:

Spouse better off accepting will ($150k vs $100k), so would NOT elect.

How to Elect the Spousal Share

Critical: 6-Month Deadline

PA Probate Help image showing legal election envelope, calendar, and hourglass symbolizing strict six month spousal elective share deadline in Pennsylvania

Pennsylvania Law (20 Pa.C.S. § 2210):

Surviving spouse must file written election with Register of Wills within 6 months of:

  • Letters Testamentary or Letters of Administration being granted, OR

  • First complete advertisement of grant of letters (whichever is later)

This Deadline is Strict: Missing 6-month deadline = permanent loss of elective share rights.

PA Probate Help image showing legal workflow for Pennsylvania spousal elective share including attorney consultation, property valuation documents, election filing envelope, and estate distribution ledger

Process:

Step 1:

Consult Estate Attorney (Immediately)

Elective share law is complex. Calculations involve nuanced property characterizations. Attorney advice essential.

Step 2:

Calculate Election Value

Attorney helps determine:

  • What property is subject to election

  • Total elective share amount

  • What will provides

  • Whether election makes financial sense

Step 3:

File Written Election

If election advantageous, file formal written election with county Register of Wills (where probate pending) within 6-month deadline.

Step 4:

Estate Administration Adjusts

Once election filed:

  • Spouse's elective share paid before other bequests

  • Other beneficiaries receive reduced amounts (estate must satisfy spouse's election first)

  • May require property sales to generate cash for spouse's share

Step 5:

Distribution

Spouse receives elective share (typically within normal probate timeline, unless spouse needs immediate support).

PA Probate Help image showing balance scale weighing will and elective share documents on a navy legal desk representing spousal election decision considerations

Factors to Consider Before Electing

Election is a Major Decision:

Reasons TO Elect:

  • Will leaves spouse less than elective share

  • Spouse needs financial security

  • Estate has sufficient assets to satisfy election

  • Spouse contributed significantly to marriage/assets

  • Spouse was unfairly disinherited

  • Will was made under suspicious circumstances

Reasons NOT to Elect:

  • Will already provides more than elective share

  • Spouse has independent means and doesn't need estate assets

  • Family harmony matters more than additional money

  • Will was made with spouse's knowledge and agreement

  • Election would bankrupt estate needed by children

  • Spouse signed prenuptial agreement waiving rights (may be enforceable)

Family Dynamics:

Electing often creates family tension, especially in blended families. Will reduces what children receive.

Weighing Needs:

  • Spouse's financial security paramount

  • But family relationships also valuable

  • Attorney helps weigh these factors objectively

Spousal Election and Property Sales

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Real Estate Complications:

When surviving spouse elects share, estate may need to sell real estate to generate cash for spouse's payment (if estate lacks liquid assets).

Example Scenario:

  • Deceased owned rental property worth $300,000 (no mortgage)

  • Will left it to children from first marriage

  • Surviving spouse elects share = $100,000 (1/3 of property)

  • Estate must either:

    • Sell property and pay spouse $100,000 cash, OR

    • Give spouse fractional interest in property (uncommon), OR

    • Children buy out spouse's share

Executor workspace with house model keys calculator and spousal election documents for Certified Probate Real Estate Specialists

PA Probate Help's Role:

When spousal elections require property sales, we: ✓ Provide property valuations for election calculations

  • Coordinate property sales to satisfy election

  • Navigate family dynamics sensitively

  • Work with attorneys on timing and logistics

  • Ensure fair market value obtained

Prenuptial Agreements and Elective Share

PA Probate Help image showing wedding rings and prenuptial agreement on navy legal desk representing waiver of spousal elective share rights

Can Prenups Waive Elective Share?

Yes, if done properly.

Pennsylvania allows spouses to waive elective share rights through valid prenuptial (or postnuptial) agreements.

Requirements for Valid Waiver:

  • Agreement in writing

  • Signed before marriage (prenup) or during marriage (postnup)

  • Fair and reasonable disclosure of assets

  • Opportunity for independent legal counsel

  • Voluntary (no coercion)

  • Not unconscionable at time of signing

If Valid Prenup Exists:

Surviving spouse bound by waiver and cannot elect share (unless prenup only addresses some assets).

PA Probate Help image showing disputed prenuptial agreement with legal highlights and gavel representing potential elective share challenge

Challenging Prenups:

Spouse can challenge prenup validity if:

  • Coercion or fraud

  • Inadequate disclosure of assets

  • Unconscionable terms

  • Procedural defects

Attorney Advice Critical:

If prenup exists, surviving spouse needs attorney to review whether it's enforceable and what rights remain.

Common Spousal Elective Share Questions

PA Probate Help image showing justice scale between estate will folder and spousal elective share folder symbolizing surviving spouse decision

Can I elect the share AND keep what the will leaves me?

No. If you elect, you waive what the will provides and take the elective share instead. It's an either/or choice.

PA Probate Help image showing two separated wedding rings on a legal marital document symbolizing elective share rights for separated spouses in Pennsylvania

What if we were separated?

Separation doesn't matter in Pennsylvania. As long as you weren't divorced, you retain elective share rights.

PA Probate Help image showing wedding rings and a clock on a legal desk symbolizing elective share rights after even a brief marriage in Pennsylvania

What if we were married only briefly?

Pennsylvania has no minimum length-of-marriage requirement. Even one-day marriage gives elective share rights (though very short marriages might face other challenges).

PA Probate Help image showing a legal desk with clock and calendar representing missed 6-month elective share deadline in Pennsylvania

Can I elect after the 6-month deadline if I didn't know my rights?

Generally no. The deadline is strict. However, if executor fraudulently concealed information or otherwise prevented timely election, court might allow late filing. This is rare and requires strong proof.

PA Probate Help image showing legal desk with house model and justice scale representing how a spousal elective share reduces childrens inheritance

Does my elective share affect my children's inheritance?

Yes. Your elective share comes from what would otherwise go to other beneficiaries. If deceased left everything to his children from prior marriage, your election reduces their inheritance.

PA Probate Help image showing thin estate asset folder with coins and justice scale representing spousal elective share priority when estate lacks funds

What if the estate doesn't have enough to pay my full elective share?

Pennsylvania law prioritizes elective share, so you receive as much as possible from available estate assets. If estate is insolvent or barely solvent, you still have priority over most creditors.

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PA Probate Help's Spousal Election Support

We Help Surviving Spouses:

  • Understand elective share rights under Pennsylvania law

  • Calculate whether election beneficial for their situation

  • Connect with experienced estate attorneys for election filing

  • Value estate property for election calculations

  • Navigate family dynamics during election process

  • Coordinate property sales if needed to satisfy election

  • Track 6-month deadline to prevent loss of rights

We Help Executors:

  • Inform surviving spouse of elective share rights

  • Provide property valuations for election calculations

  • Coordinate estate administration when election filed

  • Manage property sales required by election

  • Balance competing family interests

Critical Service:

We've seen surviving spouses lose hundreds of thousands in elective share rights by missing the 6-month deadline. Early consultation prevents this.

Protecting Minor Children During Pennsylvania Estate Administration

When a parent dies leaving minor children (under 18), Pennsylvania law ensures children receive support during estate administration, even if it takes years. Courts have broad authority to order estates to provide for children's needs.

Minor Children's Rights in Pennsylvania Estates

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1. Family Allowance

Minor children (if no surviving spouse, or shared with spouse) entitled to claim up to $3,500 family allowance (discussed above).

PA Probate Help image of legal desk with gavel, support order paperwork, house model and symbolic child item representing court ordered support for minor children during Pennsylvania estate administration

2. Court-Ordered Support Pennsylvania Orphans' Court can order estates to provide ongoing support for minor children during estate administration.

Authority: 20 Pa.C.S. § 3121, 3124

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3. Guardian's Role Surviving parent (or appointed guardian) acts on children's behalf to:

  • Claim family allowance

  • Petition for support

  • Manage children's interests in estate

PA Probate Help image showing teal trust binder, piggy bank, and house model symbolizing protected inheritance funds for minor children in Pennsylvania estates

4. Trust or Guardianship for Inheritances If minor children inherit substantial amounts:

  • Court may require trust or guardianship for funds

  • Prevents children from receiving lump sums at 18

  • Protects assets until maturity

When Children Need Estate Support

PA Probate Help image showing teal court petition folder, calculator, estate expense papers, and small child toy symbolizing financial support for minor children during Pennsylvania probate

Scenario 1:

Surviving Parent Needs Help

  • One parent dies

  • Surviving parent primary caregiver

  • Estate administration taking 12-18 months

  • Family needs financial support during probate

  • Children's needs can't wait for final distribution

Solution:

Surviving parent petitions Orphans' Court for family allowance or ongoing support from estate during administration.

PA Probate Help image showing teal guardianship folder, calculator, estate expense papers, and a small child symbol such as a teddy bear representing financial support for orphaned minor children during probate in Pennsylvania

Scenario 2:

Both Parents Deceased

  • Minor children orphaned

  • Guardian appointed (often relative)

  • Guardian managing household for children

  • Estate must support children pending distribution

  • Children inherit eventually but need support now

Solution:

Guardian petitions court for support order requiring estate to provide for children's basic needs, education, medical care.

PA Probate Help image of teal folder for child support rights, navy estate folder, calculator, checkbook and a small child symbol with a wedding band, representing blended family complications in Pennsylvania probate

Scenario 3:

Blended Family Complications

  • Deceased parent has children from prior relationship

  • New spouse is surviving spouse (stepparent to children)

  • Children's inheritance may be delayed

  • Children need support but stepparent relationship may be strained

Solution:

Children's biological parent/guardian or court-appointed representative ensures children's rights protected, including support during administration.

PA Probate Help image showing house model, teal child trust folder, gavel, and teddy bear symbolizing minor children inheriting property in Pennsylvania probate

Scenario 4:

Minor Children Inherit Property

  • Will or intestacy law leaves real estate or substantial assets to minor children

  • Children can't legally own property themselves

  • Property needs management during children's minority

  • Income from property should support children

Solution:

Court establishes trust or guardianship of estate, appoints trustee/guardian to manage property for children's benefit until they reach majority.

How to Obtain Support for Minor Children

PA Probate Help image showing house model, gavel, teal guardianship folder, and teddy bear symbolizing identifying a guardian for minor children in Pennsylvania probate

Step 1:

Identify Guardian

  • Surviving parent (natural guardian)

  • Appointed guardian (if both parents deceased or surviving parent unfit)

  • Guardian of the person (manages child's care) may differ from guardian of estate (manages child's property)

PA Probate Help image showing legal workspace with child expense planning items, including teal folder, calculator, and school-related objects to represent assessing financial needs for minor children in Pennsylvania probate

Step 2:

Assess Children's Needs Document:

  • Housing costs

  • Food and clothing

  • Education expenses

  • Medical and dental care

  • Childcare costs

  • Extracurricular activities

  • Other reasonable needs

PA Probate Help image of legal desk with estate asset review materials including teal folder, calculator, financial documents, house model, and investment chart representing evaluation of estate resources for minor child support during Pennsylvania probate

Step 3:

Evaluate Estate Resources

  • Total estate value

  • Liquid assets available

  • Income-producing property

  • Timeline for final distribution

  • Other beneficiaries' interests

PA Probate Help image showing a navy legal desk with blurred petition document, judge gavel, teal folder, and fountain pen representing filing an Orphans Court petition for minor child support during Pennsylvania estate administration

Step 4:

Petition Court (If Needed)

If executor doesn't voluntarily provide support, guardian files petition with Orphans' Court requesting:

  • Specific support amount

  • Duration of support (until estate settled)

  • Payment schedule

  • Emergency provisions if needed

PA Probate Help image showing blurred court order document with judge gavel and teal legal folder on a navy judicial desk representing Orphans Court support order for minor children in Pennsylvania estate administration

Step 5:

Court Order

Orphans' Court issues order requiring estate to pay children's support from estate funds.

PA Probate Help image showing accounting ledger binder calculator envelopes and teal legal folder on navy desk symbolizing ongoing estate support administration for minor children in Pennsylvania

Step 6:

Ongoing Administration

  • Estate pays court-ordered support regularly

  • Guardian provides accounting of funds used for children

  • Continues until estate distributed or children reach majority

Children's Inheritance Protection

Pennsylvania Guardianship Requirements:

PA Probate Help image showing guardianship document lockbox bank envelopes and teal legal folder protecting minor childrens inheritance in Pennsylvania

For Small Inheritances ($10,000-$25,000):

  • May not require formal court supervision

  • Surviving parent can manage for children informally

  • Some institutions require guardianship anyway

PA Probate Help image showing guardianship document judge gavel sealed bond envelope and secure lockbox for substantial inheritance protection of minor children in Pennsylvania

For Substantial Inheritances ($25,000+):

  • Court typically requires guardianship of estate

  • Guardian of estate appointed to manage children's inheritance

  • Guardian posts bond

  • Regular accountings to court required

  • Guardian needs court approval for major decisions

PA Probate Help image showing trust agreement folder secure document box ledger and calculator symbolizing trust management for large inheritance for minor children in Pennsylvania

For Very Large Inheritances ($100,000+):

  • Trust structure often recommended

  • Trustee manages assets for children's benefit

  • Distribution schedule (often staggered: 1/3 at 21, 1/3 at 25, 1/3 at 30, or similar)

  • Professional trustees sometimes appointed

Balancing Children's Needs and Estate Preservation

Executors Face Competing Interests:

PA Probate Help image showing balanced legal scale with estate documents on one side and child support symbols like teddy bear and house block on the other representing minor children support during Pennsylvania probate

Children's Need for Support:

  • Immediate needs can't wait for probate completion

  • Education expenses continue

  • Medical needs arise

  • Housing and basic needs ongoing

PA Probate Help image showing legal scale with childrens support items on one side and estate preservation documents on the other representing executor duty to protect estate assets while providing for minor children in Pennsylvania probate

Estate Preservation Obligation:

  • Must preserve estate for all beneficiaries

  • Can't distribute everything to children immediately

  • Must pay debts and taxes

  • Must follow will or intestacy law

PA Probate Help image of legal balance scale with childrens support items on one side and estate preservation documents on the other representing Pennsylvania courts prioritizing childrens needs during estate administration

Pennsylvania Courts' Approach:

  • Children's basic needs take priority

  • Court orders reasonable support, not unlimited

  • Must balance preservation with support

  • Considers all circumstances

Education Expenses and Estate Responsibility

Court can order estates to continue supporting children's education,

consistent with deceased parent's past practice and estate resources.

PA Probate Help image showing textbooks gavel and legal documents symbolizing Pennsylvania court ordered education expense support for children during estate administration

Factors Courts Consider:

  • Deceased parent's educational plans for children

  • Children's educational path underway

  • Private school tuition deceased was paying

  • College expenses deceased likely would have funded

  • Estate's ability to pay without depleting inheritance

  • Children's reasonable expectations

PA Probate Help image showing graduation cap diploma calculator and estate folder representing court ordered education expense support during Pennsylvania probate

Examples:

Private School:

If deceased was paying private school tuition, court likely orders estate to continue paying through child's graduation, rather than forcing move to public school during probate.

College: If deceased was planning and saving for child's college education, estate may be ordered to provide college support, especially if child is near college age.

Limits:

  • Must be reasonable given estate size

  • Can't bankrupt estate for education

  • Other beneficiaries' interests considered

Education Expenses and Estate Responsibility

Court can order estates to continue supporting children's education,

consistent with deceased parent's past practice and estate resources.

Vertical executor desk with house model child education support documents and calculator for Certified Probate Real Estate Specialists

PA Probate Help's Support for Families with Minor Children

We Help Surviving Parents and Guardians:

  • Understand children's rights to estate support

  • Document children's needs for court petitions

  • Connect with family law attorneys who handle guardianship

  • Navigate estate administration while protecting children

  • Coordinate with executors for voluntary support

  • Ensure timely support during probate process

We Help Executors:

  • Understand obligations to minor beneficiaries

  • Balance support with estate preservation

  • Coordinate court-ordered support payments

  • Manage property for children's benefit

  • Establish appropriate trusts or guardianships

Property Implications:

When estate includes real property and minor children need support, we help:

  • Evaluate whether property should be sold or held

  • Manage rental property for children's benefit

  • Time sales to provide maximum support

  • Ensure children's inheritance protected

Pennsylvania Intestacy Law: How Estates Pass to Family Without a Will

When someone dies without a valid will (intestate), Pennsylvania law determines who inherits.

Understanding intestacy law helps families know their rights and expectations when there's no will.

Pennsylvania Intestate Succession (20 Pa.C.S. § 2101-2114)

How Property Passes When There's No Will:

Scenario 1:

Survived by Spouse and Children

If all children are children

of the surviving spouse:

  • Surviving spouse receives: First $30,000 plus 1/2 of remaining estate

  • Children share: 1/2 of remaining estate equally

Example:

Estate worth $230,000. Deceased survived by spouse and 2 children (both are spouse's children).

  • Spouse receives: $30,000 + $100,000 (half of $200,000 remaining) = $130,000

  • Each child receives: $50,000 ($100,000 split between 2 children)

If deceased has children

from prior relationship:

  • Surviving spouse receives: First $30,000 plus 1/2 of remaining estate

  • All children (current marriage + prior relationships) share: 1/2 of remaining estate

Example:

Estate worth $230,000. Deceased survived by spouse, 2 children with spouse, and 1 child from prior marriage.

  • Spouse receives: $30,000 + $100,000 = $130,000

  • Each of 3 children receives: $33,333 ($100,000 split between 3 children)

Scenario 2:

Survived by Spouse, No Children

If survived by spouse and parent(s):

  • Surviving spouse receives: First $30,000 plus 1/2 of remaining estate

  • Parent(s) receive: 1/2 of remaining estate

If survived by spouse, no children, no parents:

  • Surviving spouse receives: Entire estate

Scenario 3:

No Spouse, Survived by Children Only

All children share estate equally:

  • If all children living: Divide equally among children

  • If child predeceased but left children (grandchildren): That child's share passes to their children (deceased's grandchildren)

Example:

Estate $200,000. Three children. One predeceased leaving 2 children (grandchildren).

  • Living Child 1: $66,667

  • Living Child 2: $66,667

  • Predeceased Child's children (2 grandchildren): $66,667 total (split $33,333 each)

Scenario 4:

No Spouse, No Children (or Descendants)

Estate passes to:

  • Parents (if living): Entire estate divided equally

  • If no parents, then siblings (brothers/sisters): Share equally

  • If no siblings, then grandparents or their descendants (aunts, uncles, cousins): Complex allocation

  • If no relatives found: Estate "escheats" to Commonwealth of Pennsylvania (very rare)

Key Intestacy Concepts

Per Stirpes Distribution:

"By branch" - if a child predeceases but leaves children, the grandchildren inherit their parent's share.

Representation:

Grandchildren "represent" their deceased parent and inherit what parent would have inherited.

Half-Blood Relatives:

Pennsylvania treats half-siblings (same father or same mother, but not both) the same as full siblings for inheritance purposes.

Adopted Children:

Legally adopted children treated identically to biological children for inheritance purposes.

Stepchildren:

Generally do NOT inherit under intestacy law unless legally adopted by the deceased.

Intestacy Timeline in Pennsylvania

Process When There's No Will:

Month 1:

  • Determine no valid will exists (thorough search required)

  • File for Letters of Administration (not Testamentary)

  • Administrator appointed (typically closest relative)

Months 2-6:

  • Asset inventory

  • Debt identification

  • Notice to potential heirs

  • Determination of intestate heirs under PA law

Months 6-18:

  • Estate administration (same process as with will)

  • Payment of debts and taxes

  • Distribution according to intestacy law

Total Time:

Similar to estates with wills (9-18 months typically)

Intestacy and Surviving Spouse Protection

Spousal Elective Share NOT Needed:

When there's no will, surviving spouse already protected by intestacy law:

  • Minimum $30,000 plus half of remaining estate (if children)

  • Entire estate (if no children or parents)

  • Plus family allowance ($3,500)

Spouse is always protected

elective share only relevant when will disinherits or under-provides for spouse.

Property Distribution Under Intestacy

Real Estate Complications:

When intestacy law divides estate among multiple heirs (spouse + children, or multiple children), real property creates challenges:

  • Property passes to multiple owners as tenants-in-common

  • Each owns fractional interest

  • Creates co-ownership situations often undesired

Problem:

  • Property passes to multiple owners as tenants-in-common

  • Each owns fractional interest

  • Creates co-ownership situations often undesired

Example:

Parent dies intestate. Survived by spouse and 3 adult children. House worth $300,000.

  • Under intestacy: Spouse owns 1/2 ($150k share), each child owns 1/6 ($50k share)

  • All 4 now co-own house

  • Spouse lives there, but children own portions

  • Selling, refinancing, or making decisions requires all 4 to agree

Solutions:

Sell property, divide proceeds

according to interests (cleanest solution)

Spouse buys out children's interests

(if spouse can afford and wants to keep house)

Partition action

court-ordered sale if co-owners can't agree

Children gift/disclaim interests to spouse

(requires all children to agree)

Estate desk with house model valuation and buyout folders for Certified Probate Real Estate Specialists representing co owned probate property resolution

PA Probate Help's Role:

We help families navigate these property co-ownership situations:

  • Provide property valuations for buyouts

  • Facilitate family discussions about property

  • Coordinate property sales when needed

  • Structure buyout transactions fairly

  • Manage partition sales if necessary

Avoiding Intestacy Through Estate Planning

Why People Should Create Wills:

Control:

  • Decide who gets what (rather than state law deciding)

  • Can disinherit people if desired

  • Can leave specific items to specific people

  • Can create trusts for minor children

Simplicity:

  • Clear instructions reduce family conflicts

  • Executor named (rather than court-appointed administrator)

  • Can waive bond requirements (saves money)

  • Can grant executor broad powers

Protection:

  • Can provide more for spouse than intestacy law

  • Can protect children with special needs

  • Can minimize taxes

  • Can address blended family situations

Speed:

  • Clear will often results in faster probate

  • Less investigation needed to determine heirs

  • Fewer court proceedings required

PA Probate Help's Perspective:

While we don't prepare wills, we've seen countless estates where having a will would have:

  • Prevented family conflicts

  • Saved months of time

  • Reduced legal costs

  • Preserved family harmony

  • Provided clearer direction

Additional Pennsylvania Protections for Surviving Family Members

Beyond family allowance and elective share, Pennsylvania provides other protections:

Exemptions from Creditor Claims

Certain Property Protected:

Family Allowance ($3,500) Already discussed - this takes priority over creditor claims.

Reasonable Funeral Expenses Funeral and burial costs paid before general creditors (up to reasonable amount, typically $10,000-15,000).

Administration Expenses Attorney fees, executor compensation, court costs paid before creditors.

Family Support Orders

Court-ordered support for spouse and minor children takes priority over creditor claims.

Federal Debts

Some federal obligations (taxes, student loans) may have priority, but family provisions still protected.

Importance:

Even if estate is insolvent (debts exceed assets), family provisions generally still honored. Creditors paid from remaining assets after family protected.

Right to Remain in Family Home

Surviving Spouse's Occupancy Rights:

During Estate Administration: Pennsylvania law generally allows surviving spouse to remain living in family home during probate, even if:

  • House is titled in deceased's name only

  • Will leaves house to someone else

  • Estate needs to sell house eventually

Practical Effect:

  • Executor usually cannot evict surviving spouse during probate

  • Spouse can continue living there during 6-month elective share period

  • Provides stability during difficult transition

Limits:

  • Spouse must pay utilities, maintenance

  • Can't prevent necessary sales if estate insolvent

  • Other beneficiaries may negotiate buyout

  • Right is temporary (during administration), not permanent

Property Sale Implications:

If house must be sold:

  • Spouse given reasonable time to vacate

  • Often 30-90 days after sale notice

  • Coordinate with spouse's elective share rights

  • Can delay sale until spouse secures alternative housing

Support Pending Distribution

For Families with Limited Resources:

Court's Authority:

Pennsylvania Orphans' Courts have broad equitable power to order estates to provide temporary support to family members pending final distribution.

When Used:

  • Long probate process (will contests, complex estates)

  • Family has immediate needs

  • Estate has resources but tied up in property

  • Can't wait 18-24 months for final distribution

Types of Support:

  • Monthly living allowances

  • Housing payments (mortgage, rent)

  • Medical expenses

  • Education costs

  • Emergency needs

Process:

Family member (or guardian)

petitions court showing:

  • Relationship to deceased

  • Financial need

  • Estate's ability to provide support

  • Reasonableness of requested amount

Court Considers:

  • Deceased's support obligations during life

  • Family's standard of living

  • Estate resources

  • Other beneficiaries' interests

Life Insurance and Beneficiary Designations

Assets That Bypass Probate:

NOT Part of Estate (Usually):

  • Life insurance with named beneficiary

  • Retirement accounts (IRA, 401k) with beneficiary

  • Bank accounts POD (payable on death)

  • Investment accounts TOD (transfer on death)

  • Jointly-owned property with right of survivorship

These Pass Directly to Beneficiaries:

  • Outside probate process

  • Not subject to creditor claims (generally)

  • Not included in elective share calculations (if spouse already named)

  • Immediate access (usually)

Protection for Families:

Proper beneficiary designations provide immediate resources to family members without waiting for probate.

Common Mistakes:

  • Never naming beneficiaries (assets become probate assets)

  • Outdated beneficiaries (ex-spouse still listed)

  • Minor children named without trust

  • No contingent beneficiaries named

PA Probate Help Guidance:

While we don't handle beneficiary designations, we help families understand how these assets interact with estate provisions and what they mean for overall family financial picture.

Social Security and Government Benefits

Survivor Benefits Available:

Social Security Survivor Benefits:

  • Surviving spouse (age 60+, or 50+ if disabled)

  • Surviving spouse caring for child under 16

  • Minor children (under 18, or 19 if in high school)

  • Dependent parents (in some cases)

Application Process:

  • Contact Social Security Administration

  • Provide death certificate

  • Apply for benefits

  • Receive monthly payments

Not Part of Estate:

Social Security benefits pass directly to eligible survivors, not through probate.

Veteran's Benefits:

  • VA survivor benefits

  • Dependency and Indemnity Compensation (DIC)

  • Educational benefits for children

  • Burial benefits

These Supplement Estate Resources:

Government benefits provide additional support beyond estate provisions.

PA Probate Help estate planning desk with house model financial documents teal folder calculator and keys representing family financial support in probate

PA Probate Help's Family Support Services

We Help Families Understand Complete Financial Picture:

  • Estate assets and provisions

  • Family allowance and elective share rights

  • Property that bypasses probate

  • Government benefits available

  • Timeline for receiving estate assets

  • Options if family needs immediate support

We Coordinate Complex Situations:

  • Property sales to provide liquidity for family support

  • Rental property management for family income

  • Transition planning for surviving spouses

  • Family discussions about property distribution

Frequently Asked Questions About Pennsylvania Family Provisions

Q1: Can my spouse disinherit me in Pennsylvania?

No, not completely. Pennsylvania's elective share law prevents total disinheritance of surviving spouses. Even if your spouse's will leaves you nothing, you have the right to elect against the will and receive approximately one-third (1/3) of the estate. You must file this election within 6 months of probate beginning. Additionally, you're entitled to the family allowance ($3,500 in property) regardless of what the will says. This applies even if you were separated at death (as long as not divorced). However, valid prenuptial agreements can waive these rights if properly executed. If your spouse's will leaves you nothing or very little, immediately consult a Pennsylvania estate attorney to understand your elective share rights and the 6-month deadline.

PA Probate Help can connect you with experienced attorneys and help calculate whether electing makes financial sense in your situation.

Q2: What happens to minor children if both parents die?

If both parents die, Pennsylvania law provides several protections for minor children.

Guardian appointment: The court appoints a guardian of the person (manages child's care/upbringing) and possibly a separate guardian of the estate (manages child's inheritance). This is often a relative named in parents' wills, or court selects appropriate guardian if no will.

Financial support: Children entitled to family allowance ($3,500) and court can order ongoing support from estate during administration.

Inheritance protection: If children inherit substantial amounts, court requires guardianship of estate or trust to protect assets until children reach maturity (typically 18, or older if trust specified).

Distribution: Usually held in trust until child reaches specific ages (often staggered distributions at 21, 25, 30).

Property management: If children inherit real estate, trustee/guardian manages it for children's benefit. Pennsylvania Orphans' Courts take children's welfare seriously and actively oversee guardianships.

PA Probate Help assists guardians in managing estate property for children's benefit, ensuring properties are maintained, sold at appropriate times, and proceeds protected for children.

Q3: How long do I have to claim my family allowance?

Pennsylvania statute doesn't specify an absolute deadline for claiming the family allowance, but practical considerations require early action.

Best practice: Claim the family allowance within the first 2-3 months of estate administration. The earlier you claim, the easier the process.

Why timing matters: If you wait too long, property may be sold or distributed to others, complications arise if estate is insolvent, executor may have relied on your non-claim when planning distributions, and court may question delayed claims.

Process: Notify executor of your claim, select specific property worth up to $3,500, and take possession. If executor disputes, file formal claim with Register of Wills or Orphans' Court.

As surviving spouse or parent of minor children, you have priority for this allowance even over creditors. Don't assume you're not entitled—claim it early.

PA Probate Help helps families understand family allowance rights and guides the claiming process, including property valuation and executor coordination.

Q4: What if my spouse left everything to his children from a previous marriage?

This is a common scenario in blended families, and Pennsylvania law protects you through the spousal elective share.

Your rights: You can elect against the will to receive approximately one-third of the estate regardless of what the will says, plus the $3,500 family allowance.

Timeline: Critical 6-month deadline to file election with Register of Wills. Missing this deadline permanently forfeits your rights.

Factors to consider: Your financial need vs. independent means, your contribution to the marriage/assets, relationship with stepchildren and desire to preserve family harmony, estate's total value and your elective share amount.

Process: Immediately consult Pennsylvania estate attorney who can calculate your exact elective share, file timely election if beneficial, negotiate with executor/stepchildren if possible.

Property implications: Election may require selling estate property to generate cash for your share.

PA Probate Help's role: We help calculate property values for election decisions, coordinate property sales if needed to satisfy your election, navigate sensitive family dynamics, and connect you with experienced estate attorneys. Many surviving spouses don't know about elective share rights and miss the deadline—don't let this happen to you.

Q5: Can I live in our house during probate if my spouse died?

Generally yes, Pennsylvania law and practice typically allow surviving spouses to remain living in the marital home during estate administration, even if the house is titled in deceased spouse's name only.

Your rights during probate: Continue occupancy during the 6-month elective share election period, remain in home during reasonable estate administration (typically 12-18 months), and cannot be immediately evicted by executor or other beneficiaries.

Your responsibilities: Pay utilities and basic maintenance, keep property insured, don't damage or waste property, allow reasonable showings if sale necessary.

Long-term considerations: If house left to you in will, you can stay permanently. If left to others or you elect share, eventual distribution may require you to vacate, purchase others' interests, or receive the house as part of your elective share. If estate insolvent and house must be sold for debts, you'll eventually need to leave but given reasonable time.

Property sale timing: Executor should coordinate with you before listing property, giving you time to secure alternative housing.

PA Probate Help assistance: We help navigate occupancy issues sensitively, coordinate sale timing with your housing needs, facilitate buyout arrangements if you want to keep house, and ensure your rights protected during property transitions.

Q6: What's the difference between a guardian and a trustee for my children?

Pennsylvania distinguishes between guardians and trustees, each with different roles for minor children.

Guardian of the Person: Appointed by court, has custody of child, makes day-to-day decisions (school, medical, living arrangements), responsible for child's care and upbringing, role ends when child reaches 18.

Guardian of the Estate: Appointed by court, manages child's financial assets and property, makes financial decisions for child's benefit, files accountings with court, posts bond, role ends when child reaches 18 (or later if extended).

Trustee: Named in will or trust document, manages assets in trust for child's benefit, distributions according to trust terms (often staggered), broader discretion than guardian, often continues past age 18 (until 21, 25, 30, or even longer), doesn't require court approval for routine decisions.

Can be same person: One person can serve in multiple roles.

Property management: For substantial inherited property, trustee arrangement often better than guardianship—more flexibility, less court oversight, protection past age 18, more sophisticated management.

PA Probate Help's role: We assist guardians and trustees in managing inherited real estate for children, including property sales, rental management, maintenance coordination, ensuring properties benefit children as intended. We help navigate which structure makes sense for different property types and values.

Q7: What if my spouse signed a prenuptial agreement waiving all estate rights?

Prenuptial agreements can waive spousal elective share and other estate rights, but enforceability depends on whether the agreement was validly executed.

Pennsylvania requirements for enforceable prenup: Written agreement signed before marriage, fair and reasonable disclosure of assets at signing, opportunity for independent legal counsel, voluntary (no coercion or fraud), not unconscionable at time of signing.

What can be waived: Elective share rights, intestate succession rights, right to serve as executor/administrator, claims to specific property.

What cannot be waived: Right to claim family allowance ($3,500) sometimes still available, rights accruing after marriage in some cases, child support obligations.

Challenging the prenup: If prenup wasn't properly executed, you may challenge its validity claiming inadequate disclosure, coercion or duress, unconscionability, fraud or misrepresentation, procedural defects.

Your action: Immediately consult estate attorney to review the prenup's validity and your remaining rights. Even with prenup, you may have some claims.

Timing critical: Still subject to 6-month election deadline even when challenging prenup.

PA Probate Help's role: We cannot advise on prenup validity (attorney's job) but can provide property valuations and estate information needed for your attorney's analysis, connect you with estate attorneys experienced in prenup challenges. Don't assume prenup is valid without attorney review—many have defects making them unenforceable or partially unenforceable.

Q8: How do I know if electing against the will is better than accepting what it provides?

This requires detailed financial analysis comparing what you'd receive under each scenario.

Accept the will if: Will leaves you more than your elective share would provide, will includes specific property you want (house, family business, sentimental items), relationship with other beneficiaries (often children) matters more than additional money, deceased made will with your knowledge and agreement, you have sufficient independent means and don't need maximum estate amount.

Elect against will if: Will leaves you significantly less than 1/3 elective share, you need the additional money for financial security, you feel you were unfairly treated, will was made without your knowledge or under suspicious circumstances, prenup is invalid or didn't cover estate rights.

Calculation required: Attorney must determine exactly what property is subject to election, calculate your precise elective share amount, compare to what will provides, consider tax implications of each option, factor in family allowance (you get this either way), analyze whether estate has liquidity to pay election.

Example: Will leaves you $50,000. Elective share calculation shows you're entitled to $150,000. Clear benefit to electing = $100,000 additional.

PA Probate Help's analysis: We provide detailed property valuations needed for accurate calculations, connect you with estate attorneys who can run precise numbers, help you understand property implications (sales, liquidity, timing). This is too important a decision to make without professional analysis—the 6-month deadline makes mistakes permanent.

Joe Thomas

Certified Probate Real Estate Specialist

If you have any questions about the probate process or would like to speak with a Certified Professional Real Estate professional about your specific probate needs, please use the following form to get in touch. We can also be reached directly at 215-452-9415.

Contact Joe Thomas

IMPORTANT NOTE:

Please be aware that the information on this page is delivered without warranty or guarantee of accuracy. It’s provided to help you learn more and formulate specific questions to discuss with your attorney and/or your Real Estate Professional and/or to help a personal representative, executor or executrix when executing their challenging responsibilities. By accessing this page, you acknowledge that it has been provided for information only and that you are hereby advised that any decisions regarding probate issues should be discussed with an attorney and/or a Real Estate Professional.